Skill Lender’s retrieving (Tale) ~I told you it’s 10% per 10 days at first, didn’t I~ Chapter 14

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Kneez
Kneez
7 days ago

Idk this system is kind of stupid. I get that it can accrue interest but why weren’t the debtors able to pay off the debt overtime? You can argue that they just chose not to, but the chapter 1 seems to imply this party wasn’t able to pay off the debt till the moment they returned the skill. Does that mean you have to return the skill before paying off the loan? Does that also mean if you choose not to return the skill you never have to pay? It’s that last question that makes his power fall apart for me. What do you mean a debt collector has to wait however long for the debtor to pay them back?